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Automobile Insurance

 
Programs
   
  Family
 

The Family Auto program is designed for the average to above average auto risk.  Our target market includes applicants that have good reputations, are responsible, meet their financial obligations, reflect pride in ownership, and have a good attitude about insurance.

   
  Educators
  The Educators policy is available for applicants or spouses who possesses a WI teaching certificate and are actively employed full-time as a teacher, professor or administrator in a Wisconsin school, college or university.
   
  Premier
  The premier auto policy is intended for the above average risk with no losses and a clean motor vehicle record.  This program requires that at least one vehicle on a policy carry full coverage.
   
   
Coverages
 
  Liability
  Liability coverage compensates others for their losses if you're responsible for injuring another person or if you're responsible for damaging another person's vehicle or property.  Liability coverage also helps you pay the costs of related lawsuits.
   
  Medical Payments
  Medical Payments pays medical bills and/or funeral expenses if a covered driver and/or accompanying passengers are injured or killed while in an insured vehicle, regardless of who's at fault in an accident.  This may also cover policyholders and their family members when in others' vehicles, or when policyholders and their family members are on foot and hit by a car.
   
  Collision
  Collision coverage provides payment for direct and accidental loss to your auto caused by the upset of your vehicle or its impact with another vehicle or object.
   
  Comprehensive
  Comprehensive coverage provides payment for direct and accidental loss to your auto caused by any peril other than collision that is not otherwise excluded in the policy: Examples of coverage include:
  Falling Objects Hail, Water, or Flood
  Fire Vandalism
  Theft Riot
  Explosion Contact with Bird or Animal
  Windstorm Breakage of Glass
   
  Uninsured Motorists
  Uninsured motorist bodily injury coverage pays for medical expenses, lost wages, and other general damages when policyholders, authorized drivers, or passengers are injured in an accident caused by a driver who has no auto insurance.
   
  Underinsured Motorists
  Underinsured motorist bodily injury coverage pays for medical expenses, lost wages, and other general damages when policyholders, authorized drivers, or passengers are injured in an accident caused by a driver who has insufficient auto insurance coverage.
   
  Additional optional coverages are available.  For example:
  Rental Reimbursement Motorhomes and Campers
  Towing and Labor Trailers
  Custom/Sound Equipment Auto Lease Gap Coverage
         
         
Discounts
         
  By placing your automobile coverage with Wisconsin Mutual you may qualify for one or more of the following discounts:
  Multi-Car Student-Away-At-School
  Auto/Home Antique/Classic Car
  Driver Training (Standard) Senior Operator
  Good Student (Educators/Premier) Farm Use
  Accident Free Motorhome
         
         
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Wisconsin Mutual Insurance Company
8201 Excelsior Dr
Madison, WI  53717
(608) 836-4663
(800) 831-5959