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Dwelling Insurance


The dwelling program is designed to accommodate 1-4 family, non-owner occupied residential properties and owner occupied dwellings that do not qualify for another Homeowner’s program.  Properties and their surrounding premises must be in good condition and reflect pride in ownership. 

  Basic, Broad, or Special Form Coverages may be chosen to protect the property against the following types of losses:
    Basic Broad
  Fire or Lightning X X
  Explosion X X
  Windstorm or Hail X X
  Riot or Civil Commotion X X
  Aircraft X X
  Vehicles X X
  Smoke X X
  Volcanic Action X X
  Sinkhole Collapse X X
  Vandalism X X
  Burglary Damage   X
  Falling Objects   X
  Weight of Ice, Sleet, & Snow   X
  Accidental Tearing Apart (Burning/Bulging)   X
  Accidental Discharge of Liquids or Steam   X
  Freezing of Plumbing or Heating Systems   X
  Sudden & Accidental Electrical Damage   X
  Special coverage provides coverage against all risk of physical loss, with certain exceptions as defined by the policy language.
  In addition, your Wisconsin Mutual Homeowners policy provides the following coverages by endorsement:
  Premises Liability    
  Medical Payments    
  Additional optional coverages are available.  For example:
  Replacement Cost Coverage on Contents    
  Water Damage    
  Farm Building and Farm Personal Property Coverage    
  By placing your dwelling coverage with Wisconsin Mutual you may qualify for one or more of the following discounts:
  Fire Protection    
  Alarm Systems    
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Wisconsin Mutual Insurance Company
8201 Excelsior Dr
Madison, WI  53717
(608) 836-4663
(800) 831-5959