For All Your
Property and Casualty Insurance Needs
Dwelling Insurance
Program
The dwelling program is
designed to accommodate 1-4 family, non-owner occupied residential
properties and owner occupied dwellings that do not qualify for another
Homeowner’s program. Properties and their surrounding premises must be in
good condition and reflect pride in ownership.
Coverages
Basic, Broad, or Special Form Coverages may be
chosen to protect the property against the following types of losses:
Basic
Broad
Fire or Lightning
X
X
Explosion
X
X
Windstorm or Hail
X
X
Riot or Civil Commotion
X
X
Aircraft
X
X
Vehicles
X
X
Smoke
X
X
Volcanic Action
X
X
Sinkhole Collapse
X
X
Vandalism
X
X
Burglary Damage
X
Falling Objects
X
Weight of Ice, Sleet, & Snow
X
Accidental Tearing Apart (Burning/Bulging)
X
Accidental Discharge of Liquids or Steam
X
Freezing of Plumbing or Heating Systems
X
Sudden & Accidental Electrical Damage
X
Special coverage provides coverage against all
risk of physical loss, with certain exceptions as defined by the policy
language.
In addition, your Wisconsin Mutual Homeowners
policy provides the following coverages by endorsement:
Premises Liability
Medical Payments
Additional optional coverages are available.
For example:
Replacement Cost Coverage on Contents
Water Damage
Farm Building and Farm Personal Property
Coverage
Discounts
By placing your dwelling coverage with Wisconsin Mutual
you may qualify for one or more of the following discounts:
